:root{--ink:#17332c;--muted:#66736e;--cream:#fbf8f0;--sage:#dfe9dd;--olive:#667a3d;--terr:#b65f42;--white:#fff;--line:#e4e2da}
*{box-sizing:border-box}body{margin:0;font-family:Inter,system-ui,-apple-system,Segoe UI,sans-serif;color:var(--ink);background:var(--cream);line-height:1.65}
a{color:#365a43}.wrap{max-width:1120px;margin:auto;padding:0 22px}.top{background:var(--ink);color:#fff;font-size:.88rem;padding:8px 0;text-align:center}
header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:5}.nav{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:72px}
.brand{font-family:Georgia,serif;font-size:1.55rem;font-weight:700;text-decoration:none;color:var(--ink)}nav a{text-decoration:none;margin-left:18px;font-weight:650;font-size:.94rem}
.hero{padding:74px 0 52px;background:linear-gradient(135deg,#f6f0e3,#e3eadc)}.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:.78rem;font-weight:800;color:var(--terr)}
h1,h2,h3{font-family:Georgia,serif;line-height:1.15}h1{font-size:clamp(2.6rem,6vw,5rem);max-width:850px;margin:.15em 0}h2{font-size:2rem;margin-top:2.2rem}
.lead{font-size:1.18rem;max-width:760px;color:#40534d}.btn{display:inline-block;background:var(--terr);color:#fff;text-decoration:none;padding:13px 19px;border-radius:7px;font-weight:800;margin:10px 8px 0 0}
.btn.alt{background:var(--ink)}main{padding:38px 0 70px}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{background:#fff;border:1px solid var(--line);border-radius:12px;padding:22px}.card h3{margin-top:0}
.note,.cta{border-radius:12px;padding:22px;margin:28px 0}.note{background:var(--sage)}.cta{background:var(--ink);color:#fff}.cta a{color:#fff}
article{max-width:820px}.crumb{font-size:.86rem;color:var(--muted);margin-bottom:24px}.disclosure{font-size:.88rem;color:var(--muted);border-left:3px solid var(--terr);padding-left:12px}
table{width:100%;border-collapse:collapse;background:#fff}th,td{border:1px solid var(--line);padding:10px;text-align:left;vertical-align:top}th{background:var(--sage)}
footer{background:var(--ink);color:#dbe4df;padding:42px 0}footer a{color:#fff}.foot{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px}
@media(max-width:780px){nav{display:none}.grid,.foot{grid-template-columns:1fr}.hero{padding-top:45px}h1{font-size:2.7rem}}